Balance sheet analysis and bank rating
Balance sheet analysis is the starting point for managing your business
Our balance sheet analyses are based on the most advanced methodologies, developing a complete range of economic and financial reclassifications, various cash flow statement formats, including those required by OIC 10 and IAS 7, a wide range of financial statement ratios, including innovative indicators such as E.V.A.®, numerous color charts, and even rating calculations.
- Reclassifications and Ratios to Verify Economic and Financial Balance;
- Access to Credit and Basel Ratings, Damodaran, Altman Z-Score;
- Financial Statements, including OIC 10 and IAS 7 schedules;
- Financial Analysis of Cash Flows, Cash Flow, and Net Financial Position;
- Customer and Supplier Ratings;
- Break Even Point;
- Financial Analysis of Investments: IRR, NPV, IP, PB.
Solutions to grow your business
Balance Sheet Analysis
Balance sheet analysis is tailored to the client's specific needs and can be performed in a variety of situations, such as strengthening the company structure, improving the financial profile, conducting extraordinary M&A transactions, implementing investment plans, and so on.
- Economic Analysis: All major income statement reclassification formats, including: Value Added and EBITDA, Production Value, Cost of Goods Sold, Contribution Margin by Product, etc.
- Balance Sheet Analysis: All major balance sheet reclassification formats, including: Liquidity and Collectibility, Functional Criterion, etc.
- Financial Analysis: Numerous cash flow statement formats (see example), including OIC 10 and IAS 7; Analysis of various types of cash flow and Net Financial Position; calculation of the Cost of Invested Capital (WACC); Financial analysis of investments (NPV, IRR, Payback, Profitability Index).
- Balance Sheet Ratios: A comprehensive set of ratios that analyze various areas: profitability, solidity, solvency, and growth (see example). Traditional indicators (ROI, ROS, etc.) are integrated with innovative ratios such as E.V.A.® (Economic Value Added).
- Bankability indices: assess the bank's sustainability of financing requests (D.s.c.r., A.d.s.c.r., L.l.c.r.).
- Basel Rating: sophisticated creditworthiness assessment model (see images);
- Break-Even Point Analysis: the analysis of fixed, variable, and semi-variable costs forms the basis for calculating the BEP, expressed in both euros and days (see example), and the safety margin.
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